5 THINGS TO KNOW BEFORE HURRICANE ISAIAS
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Carriers Only Owe After You Send Them "Proof of Loss"
If you allow insurers to adjust your claim alone, they will likely miss damages. Minimize Time & Maximize your Benefits with a professional on your side who helps scope damages and creates a legal Proof of Loss.
Get Contractor Bids, Not Estimates
Having a public adjuster may help you, but the best Proof of Loss comes from bids and receipts from real contractors. You risk losing benefits without a Legal Claim Manager.
Do Not Hire Mitigation Companies Without a Legal Review
Some mitigation companies claim they will look to carriers for payment. In reality, you will generally owe them regardless of coverage, and they can lien your property & sue you. Ensure you aren't overcharged, and manage the remediation process so you don't come out of pocket with a Legal Claim Manager.
Do Not Call In Too Early
Evaluate damages first. Get a rough idea of how much damage. Call in the claim with an approximate number. Insurers "set reserves" early and assign money to a claim account. If their adjusters set it too low, the reserve becomes hard to change and the claim difficult to handle.